MK
2 engagement slots left this quarter

Hands-on fractional CTO
that ships.

I write the code, raise the round, and own the roadmap for startups — and parachute into enterprises to crack the hard problems in software, data, and AI/ML. Ten years from pre-seed to national-scale platforms, embedded as a senior technical voice — not a deck of strategy slides.

See services
  • Product · Engineering · Delivery
  • Pre-seed → Series A
  • Remote-first · on-site for workshops & critical meetings
Fractional
CTO
Code
Product
AI
Fundraising
DevOps
Data
Security
Hiring
Mayur Kale
About

Meet Mayur.

I spent a decade building and leading engineering teams — from pre-seed startups finding product-market fit to the UK government's transformation programme.

I'm a hands-on CTO. I write production Java, TypeScript, Python, Node and Solidity. I design cloud infrastructure, bake in security, and ship AI/ML features end-to-end. I've hired, fired, and mentored engineers, and sat in board rooms explaining architecture to non-technical founders and investors.

Now I bring that senior engineering leadership to founders who need it — without the full-time cost or the two-month hiring loop — and to larger companies that need a specialist for a hard problem in software, data, or AI/ML. I don't just advise. I build.

Capabilities
Full-Stack Engineering
Product Management
Fundraising Support
Cloud & DevOps
Data Engineering
Security Engineering
AI Platforms
AI Enablement
Agile Delivery
Engineering Operations
Technical Hiring
Sectors
AI & ML
Fintech
Government
E-commerce
Blockchain / Web3
The problem

Scaling engineering is expensive, slow, and easy to get wrong.

Most founders aren't ready for a full-time CTO — but they pay the price of not having one every single week.

Hiring the wrong first engineer

Your first five hires define your velocity for the next two years. Most founders hire the wrong profile and pay for it in year one.

Architecture that collapses at scale

What worked for 100 users breaks at 10,000. By the time you see the cracks, rewrites cost you six months and a funding round.

No technical counterparty for the board

You need someone who can speak to investors, due-diligence your stack, and own technical decisions — without a £200k full-time salary.

Services

Advisory and hands-on. One operator, twelve disciplines.

Pick one or combine. Every engagement starts with a short assessment so we're aligned on the outcomes we're going after before anything else.

Click any service to see the deep dive — workstreams, tools, deliverables.

How it works

A four-step engagement — designed to de-risk every week.

01
Discovery

30-minute call. We scope the problem, stage, and fit. No pitch — just an honest read on whether I can help.

02
Assessment

Short assessment sprint. I meet the team, read the code, and deliver a written plan with the outcomes we're going after and how we get there.

03
Embed

Ongoing fractional engagement — typically 1–2 days per week. Aligned on outcomes, not hours.

04
Outcomes

Quarterly reviews tied to measurable goals: shipping velocity, hiring targets, reliability, fundraising milestones.

Case studies

Work I've shipped, not just advised on.

A sample of recent builds — from a two-sided AI platform to an explainable supply-chain optimizer and a global corporate site.

Bidwise AI

Fractional CTO · 2025 – Present

AI eSourcing platform for UK public-sector procurement — prototype to production, founding team hired, pre-seed closed.

TypeScript
Next.js
Python
LLM orchestration

Global electronics & healthcare manufacturer

Software development partner · 2025

Explainable inventory-allocation engine — a transparent linear program that splits factory output across distribution centers at lowest landed cost.

Python
Pyomo
HiGHS
FastAPI

Satellite company

Software development partner · 2025

Corporate + investor-relations website — CMS-driven, internationalized across 10 locales, with 3D/WebGL brand experiences.

Next.js 15
React 19
TypeScript
Contentful
Experience

A decade of shipping engineering leadership.

Download CV
  1. His Majesty's Courts & Tribunals Service (HMCTS)

    Senior Full Stack Engineer

    Led delivery on £1Bn Common Platform processing 1.3M+ criminal cases and 40k concurrent users.

    Java 17
    Spring Boot
    Angular
    PostgreSQL
    Azure
    CQRS
  2. Prototal UK

    Lead Software Engineer

    Built the entire ERP from zero for UK's largest 3D printing service — quotes, orders, production, dispatch across £2M of machines.

    Java 17
    Spring WebFlux
    MongoDB
    React
    AWS
  3. Captivate Solutions

    Principal Engineer & Co-Founder

    Co-founded and led a 15-engineer blockchain consultancy delivering multi-million-dollar DeFi platforms.

    Solidity
    Web3
    Node.js
    React
    XRPL
  4. Icon Solutions

    Java Engineer

    Engineered the Icon Payments Framework trusted by Citi, NatWest, BNP Paribas, JP Morgan.

    Java
    Spring Boot
    Akka
    Kafka
    ISO 20022
    Kubernetes
  5. Go Reply

    Application Support Engineer

    Supported high-traffic e-commerce (Costco, Monsoon, Iceland) through Costco's 200% international expansion.

    Java
    SAP Hybris
    AppDynamics
    RabbitMQ
  6. CML Software

    Application Support Analyst

    2nd-line support for financial and healthcare enterprise systems.

    C#.NET
    SQL Server
    Delphi
    Crystal Reports
Questions

Frequently asked.

What does a fractional CTO actually do?

A fractional CTO is a senior engineering leader who owns your technical direction part-time. In practice I set architecture and the technical roadmap, lead and hire the engineering team, act as the technical counterparty for the board and investors, and stay hands-on in the codebase. It's the same accountability as a full-time CTO — outcomes, not hours — at 1–2 days per week. I work with pre-seed to Series A startups.

How much does a fractional CTO cost in the UK?

Fractional CTOs in the UK typically run from roughly £800–£1,500 per day, or £4k–£12k per month depending on days per week and scope — a fraction of the £150k–£200k+ all-in cost of a full-time CTO. I don't publish a fixed rate because it depends on stage, scope, and hours; the discovery call is free and I quote on the follow-up.

When should a startup hire a fractional CTO instead of a full-time one?

Hire fractional when you need senior technical leadership — architecture, hiring, a technical voice for investors — but can't yet justify or afford a full-time CTO. That's most pre-seed to Series A startups. It's ideal when you have 2–15 engineers (or none yet), a founder who isn't deeply technical, or a raise coming up. Once you're post-Series B and need someone in the building full-time, a fractional CTO is the wrong fit and I'll tell you so.

What's the difference between a fractional CTO and a technical advisor or consultant?

An advisor gives you a few hours a month of guidance and takes no ownership. A consultant delivers a scoped project and leaves. A fractional CTO is embedded and accountable: I own technical decisions, run the team, write production code, and report to the board — I don't just advise, I build. That ownership is the difference.

Do fractional CTOs write code?

I do — every week. Writing production code keeps the strategy honest: every architectural call I make, I'm also accountable for living with as a contributor on the same codebase. I ship in Java, TypeScript, Node, Python, and Solidity, and pair with the team on the hard problems.

How many clients do you take on at once?

Deliberately few. I cap concurrent engagements at 3 so every client gets real attention — not someone splitting their calendar eight ways. There are 2 slots open this quarter. Once they're filled, the next opening is typically 60–90 days out, so if you're weighing a call, book it now rather than later.

How does a fractional CTO engagement work?

I embed with your team 1–2 days per week on a fixed monthly retainer. You get senior technical leadership for a fraction of a full-time CTO's cost — typically £80k–150k saved annually.

What stage companies do you work with?

Pre-seed to Series A. Usually 2–15 engineers. If you're post-Series B and need someone full-time, I'll tell you on the discovery call.

Do you publish pricing?

No. Pricing depends on scope, stage, and hours per week. The discovery call is free and I'll quote on the follow-up.

Are you remote or on-site?

Remote-first, UK-based. I travel on-site for workshops, kickoffs, board meetings, critical hires, and any other moment where being in the room actually matters. Expenses billed at cost.

Who owns the IP of work you produce?

You do. Standard work-for-hire terms in every engagement contract — no ambiguity, no IP carve-outs.

What's the notice period?

30 days either side after the initial 2-week assessment. No long tie-ins.

Can you do one-off technical due diligence?

Yes. 5–7 day turnaround, fixed fee, written report ready for investment committee.

Do you help founders raise?

Yes — I've run full pre-seed fundraising with founders from the inside. Contracts (SeedLegals), financial modelling, investor DD, and deal negotiation. Not as a placement agent or introducer: as the technical co-founder-equivalent who owns the workstream alongside you.

Free guide

Should you hire a CTO yet?

A founder's decision guide: the technical calls that actually move the needle pre-seed to Series A, when to hire vs. stay fractional, and the build-vs-buy traps that quietly burn your runway.

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Ready to scale your engineering?

Book a 30-minute discovery call. If we're not a fit, I'll tell you on the call — and point you toward someone who is.